Products

The very last thing we’re about is insurance.

Once we clearly establish your protection requirements we then analyse products in that category, say Life Insurance, using independent research. That provides us with the meticulous detail necessary to determine exactly what a policy does and doesn’t cover. We initially present the best four options to you, then we drill down in detail to find the one that best matches your requirements based on benefits offered and value for money.

Our Portfolio covers Personal and Business Insurance including but not limited to:

Life Insurance
PlusFour’s approach is to ensure you provide those important to you with financial stability in the event of your death. This process is future proofed by utilising our unique ‘no surprises’ policy wording analysis. This is an area where you do not want to compromise!
Critical Conditions or Trauma Insurance
A heart attack or serious disease such as cancer are very traumatic events and you don’t need the burden of financial hardship on top of your recovery. Protect yourself and your family where you are most vulnerable and talk to PlusFour about our unique ‘no surprises’ policy research and recommendation process.
Income Cover
For most of us ‘income generation’ is our main daily focus and this alone provides our lifestyle opportunities. Protecting your income if an unexpected illness or injury occurs means you can maintain financial stability to recover and return to the lifestyle you and your family enjoy.
Mortgage Protection Insurances
From time to time, life hands out unexpected and unwanted surprises, but you can protect your family home and peace of mind quite simply by taking out Mortgage Protection Insurance. We understand that your family home is extremely important and we can assist you to ensure your mortgage repayments can be met come what may.
Medical Insurance
The reality is that no-one knows when a health problem may appear or how it will impact on our lifestyles and earning abilities. Health insurance is there to protect you against the unpredictable variations in your health costs and we’re here to find the very best policy to do just that!
KEY Person Insurance
Every owner-operator or partnership needs to be aware of their vulnerability and the vital protection offered by Key Person Insurance. The loss of a key person through illness or accident can immediately negatively impact the business, clients, suppliers, and place enormous stress on partners, staff and resources. At Plus4 we work alongside you to determine the most effective way to protect your business and wealth.
Disability Insurance
In the unlikely event that you become totally and permanently disabled, total and permanent disability cover pays you out a lump sum. These funds can and are used in a variety of ways such as retiring your mortgage and/or renovating your home to accommodate wheelchair access and to make everyday activities possible. If you are covered life can and will go on.

Our Clients Agree

Here are a few reviews from some of our existing clients around New Zealand

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